LEGAL NOTICE
IMPRESSUM
Aarbay AG
Thunstrasse 2
3005 Bern
hello@aarbay.ch
Aarbay AG is registered in the Commercial Register of the Canton of Bern.
UID: CHE-135.095.510 MWST
This Impressum applies to all digital services and websites operated by Aarbay AG
1. General Terms and Conditions of Use
Welcome to Aarbay AG’s website (hereinafter “Aarbay”, “we”, “our”). These Terms and Conditions of Use (the “Terms”) govern your access to and use of the website www.aarbay.ch and any other digital services operated by Aarbay AG.
By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms. Continued use of this website constitutes your acceptance of these Terms. If you do not agree, please discontinue use immediately.
Scope of Use
This website provides general financial information and educational content for informational purposes only. The information provided does not constitute personalised financial advice, investment recommendations, or any offer or solicitation to buy or sell financial instruments or services.
Intended Audience and Jurisdiction
This website is intended primarily for users residing in Switzerland. The content may not be appropriate or applicable in other jurisdictions, and we do not guarantee compliance with foreign laws. Users accessing this website from outside Switzerland do so at their own risk.
Modifications
Aarbay reserves the right to modify the content of this website, including these Terms, at any time without prior notice. Users are encouraged to review the Terms regularly.
No Contractual Relationship
Use of this website does not create a contractual, advisory, or fiduciary relationship between you and Aarbay. All information is provided “as is” and for general informational purposes only.
Privacy and Cookies
For details on how we collect, process, and protect data, and on the use of cookies, please see our Privacy Policy and Cookie Preferences. By using this website, you consent to the collection and use of technical data and cookies as described in these policies.
Contact
For any questions regarding these Terms or the use of this website, you may contact us at: hello@aarbay.ch
2. Informational Content and Service Inquiries
This website provides general information about financial topics and the services offered by Aarbay AG. The content is intended for informational and educational purposes only and does not constitute personalised financial advice, recommendations, or solicitations. Users should not rely solely on the website content when making financial, investment, or legal decisions.
While the website presents an overview of our services, any personalised guidance or financial advice can only be provided through direct contact with our team. Users seeking tailored financial advice or related services are invited to reach out via our contact form, where we can provide assistance specific to their individual situation.
Any references or links to third-party websites, products, or services are clearly identified as such and do not constitute endorsements by Aarbay AG.
The information on this website does not constitute a financial service under the Swiss Financial Services Act (FinSA). For details on how Aarbay provides financial services and complies with FinSA obligations, please see our dedicated FinSA Information page.
3. Reference and links
This website may contain links or references to third-party websites, products, or services. These links are provided for convenience and informational purposes only. Aarbay AG does not control, endorse, or guarantee the content, accuracy, or availability of any linked websites.
Access to and use of linked websites is at your own risk, and Aarbay AG accepts no liability for any loss, damage, or consequences arising from their use. Inclusion of a link does not imply endorsement or sponsorship by Aarbay AG.
Please note that we are not responsible for the privacy practices, security measures, or content of linked websites. Users should review the privacy policies and terms of use of any third-party websites they visit.
4. Copyright
All content, images, graphics, logos, and materials on this website are protected by copyright and other intellectual property laws. Unless otherwise stated, the rights to all content remain with Aarbay AG or the respective rights holders.
Users may download, view, or print content for personal, non-commercial use only. Any reproduction, distribution, or commercial use of website materials without prior written permission is strictly prohibited.
All trademarks, logos, and service marks displayed on this website are the property of their respective owners.
5. Collected information
To ensure proper functionality, security, and performance of this website, Aarbay AG may collect technical data, including IP addresses, browser information, and server logs.
No personal information is collected without your consent. Further details about how we handle data, your rights under Swiss data protection law (FADP), and our use of cookies are provided in our Privacy Policy and Cookie Preferences. By using this website, you consent to the collection and use of technical data and to the use of cookies and similar tracking technologies as described in our Cookie Policy.
6. Disclaimer
All content on this website is provided “as is” and for general informational purposes only. While Aarbay AG makes reasonable efforts to ensure the accuracy and reliability of the information, we make no warranties or guarantees, express or implied, regarding its completeness, correctness, or suitability.
Aarbay AG accepts no liability for any direct or indirect damages, losses, or consequences arising from the use of this website or reliance on its content. This includes access to or use of linked third-party websites, for which we are not responsible for content, security, or privacy practices.
This website does not provide personalised financial, legal, or tax advice. Users should consult qualified professionals before making any financial or investment decisions. Investing involves risk, including the potential loss of capital, and all decisions are made at the user’s own risk.
7. Applicable law and place of jurisdiction
These Terms and the use of this website are governed by the substantive laws of Switzerland. Any disputes arising from access to or use of this website, or these Terms, shall be subject to the exclusive jurisdiction of the courts of Zurich, Switzerland.
Last update: 15 November 2025