WHAT WOULD YOU DO IF YOU WERE BRAVE ?
Craft a plan that fits you
We help you design your personal investment roadmap — matching you with the right fit for your needs. It's about building a setup that truly works for you, not the other way around.
Discover your path to financial growth
What makes us different?
We see you as a long-term partner — and invest alongside — thoughtfully, deliberately, and with the same conviction as we do for our own families — because true alignment begins with shared commitment.
At the core of our investment philosophy are three distinct strategies — Cruise, Voyage, and Quest — each designed to reflect different goals and risk appetites. These strategies form the foundation of our approach and can be tailored with complementary investment solutions — from the simple ETF savings plan to private equity investments for investors seeking to maximise long-term growth potential.
3 WAYS TO INVEST WITH AARBAY
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#1: DO IT YOURSELF
You take control — with the tools and guidance to simply manage everything on your own.
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#2: DO IT TOGETHER
We guide you with investment ideas, ongoing insights, and hands-on sparring—you're in the game, but never alone.
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#3: DO IT FOR ME
You decide the route, and we take care of the journey—your trusted service that handles the details.
INVESTMENT STUDIO
Explore the right path for your financial growth.
#1: FINANCE BOOTCAMPER
The DO IT YOURSELF à la carte — pick and pay as you go, only for what you really need.
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Our approach to value
All Monetracy Bootcamps are led by a seasoned expert with 25+ years of experience advising the financial elite — from leading banks to family offices.
Our Monetracy Bootcamp selection:Personal Finance Basics
Investment Basics
Funds & ETFs
Alternative Investments
Portfolio Construction
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What it is
A discreet, expert-led assessment of your investments — helping you better understand where you stand and how to move forward with clarity and confidence.Option 1: Light Review
A concise yet insightful analysis of your portfolio’s fundamentals.
Includes:Asset allocation and portfolio composition review
Risk/return profile assessment
Historical maximum drawdown analysis
Comparison with your goals and your investor profile
Detailed discussion
Option 2: Advanced Analysis
A comprehensive deep dive into your portfolio, tailored to your goals.Includes everything in the Light Review, plus:
Cost analysis
Diversification and concentration review
Scenario and stress testing
ESG & sustainability lens
Alignment with your long-term financial goals
Personalised recommendations
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Craft a plan that fits you.
We help you design a personal investment roadmap — matching you with the right strategy, the right instruments, and the right partner to carry it out. It's about building a setup that truly works for you, not the other way around.Discover your path to financial growth
Explore our most sought-after investment plans — from the renowned ETF savings plan to the private equity savings plan, a true innovation for investors seeking to maximise long-term potential. At the apex of our offerings, the Aarbay Signature Strategies unify these solutions into a seamless, sophisticated framework designed for lasting impact. -
Tailored recommendations designed to enhance your decision-making — grounded in your goals, risk appetite, and investment knowledge.
This service forms the core of our Investment Coach solution, offering clarity and direction for those who want to stay in control but benefit from expert input.
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This feature is available as part of our Investment Coach or Investment Partner solutions — ideal if you’re looking for ongoing guidance and a sparring partner for your investment decisions.
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You can upgrade to the Investment Partner solution and benefit from a reduced all-in fee, which is adjusted based on the solutions you have already purchased from the Finance Bootcamper menu.
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Let’s talk to narrow down what you really need and how we can join forces on this journey.
Get inspired by exploring our Wealth Studio
#2: INVESTMENT COACH
DO IT TOGETHER. You're in the game, but never alone. An exclusive full-service package, priced via a personalised annual all-in fee.
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The package includes:
Personal Investment Coach
Annual Review Meeting
Selected Bootcamps
Portfolio Check
Investment Plans
Investment Guidance
Investment App (optional)
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The package includes:
Personal Investment Coach
Semi-Annual Review Meeting
Selected Bootcamps
Portfolio Check
Investment Plans
Investment Guidance
Investment App (optional)
Tailored Wealth Coaching
Get inspired by exploring our Wealth Studio
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The package includes:
Personal Investment Coach
Quarterly Review Meeting
All Bootcamps
Portfolio Check
Investment Plans
Investment Guidance
Investment Monitoring
Investment App (optional)
Tailored Wealth Coaching
Get inspired by exploring our Wealth Studio
#3: INVESTMENT PARTNER
DO IT FOR ME. Aarbay’s signature investment strategies for your wealth and 2nd/3a pillar, priced via an annual all-in fee.
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Aarbay Cruise is our balanced, steady approach. It’s a modern spin on the classic 60/40 portfolio, mixing equities, fixed income, and a good chunk of alternative investments, combining return and stability.
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Aarbay Voyage leans toward growth, with about 70-80% in equity and equity-like return drivers. It’s designed for those looking to grow their wealth over the long term but still want a diversified, risk-aware approach.
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Aarbay Quest is our highest growth strategy—typically over 90% in equities—built for investors comfortable with volatility and focused on maximizing returns over time.